Eliminate Medical Debt

Central Coast Medical Debt Attorney

The cost of medical care continues to rise resulting in financial ruin for many individuals and families throughout the country. This includes many people here on the Central Coast. Despite efforts to provide universal health care, there is still very little relief for many local residents. Fortunately, there is a way to get out from underneath crushing medical debt.

In most cases, filing bankruptcy will eliminate medical debt. Since medical issues are unique to each person, the best thing to do is to schedule a free consultation. During the consultation, we’ll determine, first, whether bankruptcy is a valid option and, second, which chapter of bankruptcy – 7 or 13 – best fits your circumstances.

In Chapter 7 bankruptcy, medical bills are typically discharged and you will be relieved from your overwhelming medical debt. Once the bankruptcy petition is filed, the automatic stay goes into effect and all collection efforts must stop. If the medical provider has turned the debt over to a collection company, such as Credit Consulting Services in Salinas or True North, AR out of Sacramento, or any other collection company, it must also stop all attempts to collect the debt. In Chapter 13 bankruptcy collection efforts are also required to seize once the case is filed but the process leading to discharge is different than in Chapter 7.

Contact us today for a free consultation at (831) 224-3199.